Last updated: February 14, 2024
We respect your privacy and are committed to protecting it through our compliance with this privacy policy (this “Privacy Policy”). For purposes of this Privacy Policy, each of the terms “we,” “us,” or “our” means Galizet Marketing, LLC. dba Galizet Home Lending, a Florida limited liability company, and the term this “Site,” means, collectively, this website, owned and operated by us through which you have accessed this Privacy Policy.
This Privacy Policy describes information collected from you or provided by you on this Site and our use and disclosure of such.
Read this Privacy Policy carefully to understand our policies and practices regarding your personal information. By accessing, using, or submitting information to this Site, you agree to this Privacy Policy. This Privacy Policy may change from time to time and your continued use of this Site is deemed to be acceptance of such changes, so check periodically for updates (see Changes to our Privacy Policy below).
Children’s Data
If you are under 17 years of age, do not send any information about yourself to us or on this Site, including your name, address, telephone number or e-mail address. If we discover that we have collected personal information from a child, we will delete that information and then comply with the requirements of the Children’s Online Privacy Protection Act and applicable law. If you believe we may have any information about or about a child, contact us at information@galizet.com.
You must be at least 18 years of age to register on this Site. This Site is not intended for children under 17 years of age. We do not knowingly collect personal information from children under 17.
Data We Collect of You
We collect several types of information from and about users of this Site, including the information described below.
Personally Identifiable Information
In this Privacy Policy, personally identifiable information means information identifying a specific individual, such as an individual’s name, postal address, e-mail address, and phone number. Personally identifiable information does not include screen names or usernames you may give to us or through this Site. The following are certain conditions in which we may collect personally identifiable information from you:
- When you fill out forms or fields on this Site.
- When you communicate with us or request information about us, this Site, and our services, via email or other means.
- When you partake in online surveys.
- When you partake in any of our marketing initiatives, including events, or promotions.
Non-Personally Identifiable Information
We may gather demographic information about you such as gender, zip code, birth date, and information regarding your preferences and usage. This type of information is not, by itself, personally identifiable information. But, if we link such information with personally identifiable information in a way that identifies a specific individual, then we will manage all such information as personally identifiable information for reasons of this Privacy Policy.
We may gather non-personally identifiable information about you through diverse technical methods, including the following:
- Collection of Usage Details and IP Address. As you steer through this Site, we may gather details of your visits to this Site, including, but not limited to, traffic data, location data, logs, the resources you access, and information about your computer and internet connection, including your IP address, operating system, and browser type.
- Collection with Cookies. “Cookies” are fragments of information a website sends to your computer while you are observing a website. We may set up and access cookies on your computer to track and gather preferential information about you. You consent to our placement of cookies on your computer. Note that most Internet browsers will allow you to stop cookies from being stored on your computer and to delete cookies stored on your computer. If you decide to do so, however, your use of specific features of this Site may be restricted.
- Collection with Web Beacons. “Web beacons” are electronic images, tags or scripts that permit a website to access cookies and help trace general usage patterns of visitors to a website. Web beacons can identify certain kinds of information, such as cookies, time and date of a page view, and a report of the page where the Web beacon is placed. We may use Web beacons to amass information regarding the use of this Site.
The information collected through these technical means cannot be used to ascertain your identity. The information may, yet, be combined in a way that makes it become personally identifiable information. If this occurs, we will consider the combined information as personally identifiable information.
How We Use Your Data
We use your information, including any personally identifiable information, to:
- Achieve or meet the purpose for which you provided the information. For instance, if you disclose your name and contact information to ask us an inquiry or question about our products or services, we will use that Personal Information to respond to your inquiry.
- Provide you with information, products, or services that you ask us for.
- Contact you to confirm the information you provide to us.
- Provide customer service (including responding to your requests), resolve problems and disputes.
- Present you with email alerts, event registrations and other notices about our products or services, or events or news that may be of interest to you.
- Upgrade our website and present its contents to you.
- Recognize and anticipate your needs and preferences.
- For testing, research, analysis, and product improvement.
- As required or suitable to protect the rights, property or safety of us, our customers, and others.
- Deliver, assist, personalize, and advance our website, products, and services.
- Provide you with assistance and to reply to your inquiries, including investigating and addressing your concerns and monitor and perfect our responses.
- Maintain the care, security, and integrity of our website, products and services, and business.
- Abide by, monitor compliance with and enforce our Privacy Policy.
- Supply you with promotional materials, offers and individualized information.
- Operate our business and actions.
- Meet legal and regulatory requirements.
- Provide organizational communications to you.
- Accomplish other purposes as may be divulged in this Privacy Policy or when you provide personally identifiable information.
- Reply to law enforcement requests and as required by applicable law, court order, or governmental regulations.
- As explained to you when collecting your personal information
Disclosure of Personally Identifiable Information
We may disclose personally identifiable information:
- As compelled by law or ordered by a court, regulatory, or administrative agency.
- As we think necessary, if we deem that you are violating any applicable law, rule, or regulation, or are else interfering with another’s rights or property, including, without restriction, our rights or property.
- If requested by the authorities in the event of any acts of terrorism or local, regional, or national emergency.
- To enforce or protect our rights.
Web Browsers
We make every effort to provide you with options concerning the personal information you provide to us. Below are some mechanisms that provide you with control over certain information:
- Cookies. If you do not want us to collect cookies, you may adjust your browser to deny cookies, or to inform you when cookies are being sent. If you do, note that some areas of this Site may be inaccessible or may not work properly.
- Email Communication from Us. If you do not wish to receive email from us, you can opt-out of receiving email information from us by using the unsubscribe bottom of the email.
- Text Communication from Us. If you do not wish to receive text messages from us, you can opt-out of receiving text information from us by typing the word “STOP” on the text communication you receive from us.
- Telephone Communication from Us. If you do not wish to receive phone /or automated phone calls from us, you can opt-out of receiving telephone calls by email: information@galizet.com or by calling 305.714.0245.
Protection
Galizet Home Lending is dedicated to offering our employees and customers the most secure conditions for exchanging sensitive and/or confidential information via email. To safeguard your privacy and confidentiality, Galizet Home Lending uses message encryption to safeguard sensitive emails.
This Site Operates in the United States
This Site is operated in the United States. If you are in the European Union, Canada, Latin America, or somewhere else outside of the United States, be mindful that any information you provide to us will be transferred to the United States. By using this Site or providing us with your information, you consent to this transfer Changes to this Privacy Policy
We may change this Privacy Policy at any time. Changes will take effect immediately upon us announcing the updated Privacy Policy on this Site. You are encouraged to return to this Privacy Policy from time to time to review any changes. The date when this Privacy Policy was last updated will be noted immediately above this Privacy Policy.
Contacting Us
If you have any questions or concerns about our privacy practices or desire to make a request about your personally identifiable information, contact us at information@galizet.com.